Beth Mergens

Plan could turn struggling homeowners into renters

In the face of mounting frustration over the nation’s foreclosure rate, the administration and Congress are exploring some alternatives for families suffering from the current ho ...

Just whose housing market is this, anyway?

In his article titled “Sellers Market, Buyers Market or … Lenders Market?” Realtor William Johnson asks, “Buyers rule? Not so fast. Certainly that’s not quite true if the ...

First-time homebuyers finally have a chance at ownership

Folsom is finally within reach of first time buyers, according to local lenders, who tell us these new nesters are snapping up the lower-end inventory of available homes. A marke ...

New credit scoring system could shock many

Have you heard that 800 just might be the new 750? To what are we referring? It is that pesky credit score number wreaking havoc on consumers due to tough economic times. Homeowne ...

Exposing the seven myths of short sales

Rumors swirl about the current real estate market, and it’s often difficult to separate truth from fiction. We’ve decided, therefore, to clear up a few misconceptions. Myth No ...

FHA program offers purchase and renovation funds

Homebuyers waiting until they can find that fixer-upper diamond-in-the-rough type property at an affordable price are finding it easier than ever to make their dreams come true, ac ...