Opinion

Olga on Investments: How a paid-off mortgage affects your retirement

Preparing to retire can be exciting and nerve-racking at the same time. After years of saving and planning for retirement, the day has finally come to relax and live life. Yet many ...

The Real McCoy: Is it wise to reject a buyers request for an extension?

Dear Kari, My wife and I are in the middle of trying to sell our home, but it seems that the buyers are dragging their feet. We have made all of the buyers requested repairs ...

From Where I Sit: Celebrating Ramadan with the MCF

Once again, the MCF (Muslim Community of Folsom) invited the general public to a recent event at the community center. On a recent Sunday night after sunset they hosted a large fe ...

The Real McCoy: Tips to minimize stress while moving the family

Dear Kari, My husband and I have four children and we are going to move to another state due to a job transfer. We were wondering if you had any tips for us that would make the m ...

Olga on Investments: How are mutual funds affected by the market?

First, let’s begin with understanding what mutual funds are. Imagine taking a basket and putting different types of fruit into it. Anytime that you dislike a certain fruit, y ...

From Where I Sit: The in and out of “Inside Out”

I am not a movie fanatic, but every once in a while a film comes along and I mark it down in the mental notebook to plan a trip to the theater. Two people say goodbye to a 20 dolla ...

The Real McCoy: Buyers bamboozled by seller’s unexpected contingency

Dear Kari, Our agent has been showing us homes for over three months and we finally gave up the thought of being homeowners. My wife and I could not find a home that seemed s ...

Olga on Investments: How often should your investments be reviewed?

Oftentimes people spend years saving towards an important goal in their lives. If you have your savings invested, you naturally won’t want to see your balance dip when the ma ...

Letter to the Editor: Advisory vote a waste of funds

The El Dorado Hills CSD has decided to spend up to $50,000 to conduct an advisory vote on what to do with the open space that used to be the old golf course. Regardless of the resu ...

On the Town: On the Town is going on hiatus

Mechanical items, like cars, refrigerators, washers, air conditioners, etc. all eventually need maintenance such as tune-ups, oil changes and even part replacements. So is the cas ...

From Where I Sit: Happy belated birthday to America

Did you see the near combination of Venus and Jupiter in the western sky a few nights ago? This interesting phenomenon caused me to pause after church and gaze for a while. My frie ...

The Real McCoy: Why does loan qualifying confuse buyers and sellers?

Dear Kari, I am in the process of buying my first home. I am very excited about the process and I am looking forward to calling the home my own. My lender has given me a lett ...

Conservation or better management?

As California enters the fourth year of one of the worst droughts in its history, the topic of water, the lack thereof and what lies ahead is of great concern. We can all save wat ...

Letter to the Editor: Grand Jury was right on the money

In short, Bob Luca is wrong, the Grand Jury is right about Ron Mikulaco and Joe Harn. I was on that Grand Jury until Apr. 6 and can state without divulging confidential material th ...

On the Town: Our nation's many independence dates

Saturday is the Fourth of July. There are some folks out there that probably do not know why we celebrate this day. So, here’s a super quick history lesson. The Fourth of Ju ...